Tell us what to change or add.
Open a decision below. Check the area, period, inputs, result and proposed next step.
Use Change example to try different values. Use Data needed to check the fields and sources. The land-use change decision has its own comparison views.
Record your corrections below, then download your answers or print them.
Review investment cash flows before detailed financial appraisal.
Verified published formula · Discounted cash-flow NPV
Fictional default example · 2025.
What the selected record shows. At the supplied 8% annual discount assumption, the five-year cash flows and residual value give 109,847.353 LKR net present value after the initial investment. The figure compares cash flows under these assumptions.
Next step. Review the cash flows, discount assumptions and constraints. Prepare cash-flow comparison in the prototype creates a visible, downloadable draft. It is unassigned and not sent.
Net present value alone does not establish creditworthiness or investment approval.
NPV = −initial investment + sum of year1…5 net cash flows discounted at the stated annual rate, including residual value once in year5.
Match currency, price year, real/nominal basis and cash-flow timing. The example rate and five-year horizon are assumptions, not institutional financing terms; no credit approval follows.
Other required records: Project cash flows; capital cost; operating costs; benefits; discount rate; scenarios.
Food and Agriculture Organization of the United Nations · Guidelines for defining financial economic environmental and social informationInstitution publication · Sections 2.2.2 and 2.2.3, discounting and Net Present Value
The five-year horizon, discount rate and cash assumptions are local settings. Verification does not approve an investment or loan.
Calculation appendix
Compare available debt-service cash with matching scheduled principal and interest.
Validation required
What the selected record shows. Debt-service coverage: 1.387 ratio.
Next step. Review the cash-flow evidence and repayment conditions. Prepare repayment review in the prototype creates a visible, downloadable draft. It is unassigned and not sent.
A coverage ratio is not a credit decision or a universal lending threshold.
Debt-service coverage = cash available / (principal + interest) for the same period. Zero scheduled debt has no coverage ratio.
No lender covenant, credit decision, borrower eligibility or legal consequence is inferred. Seasonal repayment timing and downside scenarios remain explicit.
Other required records: Cash available for debt service; principal; interest; repayment dates; covenants.
Reconcile financing need with confirmed commitments, receipts and expenditure.
What the selected record shows. Unfunded need: 850,000 LKR. Review unfunded need.
Next step. Review unfunded need. Prepare funding review in the prototype creates a visible, downloadable draft. It is unassigned and not sent.
A funding gap does not establish entitlement or an authority to lend.
Unfunded = need − commitments. Undisbursed = commitments − disbursements. Unspent = disbursements − eligible spending.
Keep commitments, cash receipts, expenditure and verified physical outputs separate. Negative balances flag overcommitment or reconciliation; no automatic accounting adjustment.
Other required records: Project need; borrower equity; grants; debt commitments; disbursements; conditions.
Compare investment cash flows under explicit stress assumptions.
The example is not a probabilistic risk model or a credit approval.
Other required records: Cash-flow alternatives; yield; prices; costs; delays; discount rate.
Find missing exposure and control evidence in a climate-finance referral.
What the selected record shows. The required evidence is incomplete for this climate risk case. The items below identify what must be obtained or reconciled.
Next step. Obtain the missing evidence listed below. Prepare evidence request in the prototype creates a visible, downloadable draft. It is unassigned and not sent.
The checklist does not estimate loss probability or certify resilience.
Check each required item and retain its reference. A documented item is not a scientific, legal or institutional approval.
Show the hazard, exposure and verified controls separately. No generic score, probability, diagnosis, site clearance or official warning is derived from a count.
Other required records: Asset locations; hazards; exposure; adaptation; insurance; sector vulnerability.
Find missing environmental and social control evidence.
What the selected record shows. The required evidence is incomplete for this environmental and social risk case. The items below identify what must be obtained or reconciled.
Checklist completeness does not establish compliance or acceptable residual risk.
Other required records: Project screening; permits; affected people; safeguards; controls; lender policy.
Find missing source and scheme evidence for a green-finance classification referral.
What the selected record shows. The required evidence is incomplete for this green taxonomy case. The items below identify what must be obtained or reconciled.
The prototype does not certify a green label or grant preferential finance.
Evidence completeness alone cannot establish suitability, eligibility, safety, permission or method validity.
Other required records: Activity; taxonomy edition; technical criteria; safeguards; evidence; reviewer.
Compare conflicting borrower descriptions and source definitions.
What the selected record shows. The original record says “Consented borrower records: primary register entry”; the comparison says “Consented borrower records: conflicting source return”. Their matching meaning has not been established. Obtain the source definitions and supporting records before reconciling them.
Next step. Resolve source disagreement. Prepare source comparison in the prototype creates a visible, downloadable draft. It is unassigned and not sent.
Matching labels do not establish identity, authenticity or creditworthiness.
Compare original definitions, identifiers, units and versions against documented equivalence evidence. Preserve conflicts and unresolved mappings; do not subtract category labels or silently merge records.
Other required records: Consented borrower records; financial statements; debt declarations; verification; source dates.
Compare seasonal cash available for debt service with the stated repayment obligations.
What the selected record shows. Debt-service coverage: 0.667 ratio.
An aggregate ratio does not establish that every instalment can be paid on time.
No lender covenant, credit decision, borrower eligibility or legal consequence is inferred. Seasonal repayment timing and downside scenarios remain explicit. These separate fictional payment windows reveal seasonal shortfalls. An annual total must not conceal a missed payment; no lender acceptance threshold or credit decision is supplied.
Other required records: Crop calendar; projected receipts; input payments; debt terms; downside scenarios.
Review lending exposure by the stated sectors, districts and counterparties.
Verified published component · HHI concentration component
What the selected record shows. Outstanding loan exposure: 7,500,000 LKR.
Next step. Review the complete portfolio, category definitions and exposure constraints. Prepare concentration review in the prototype creates a visible, downloadable draft. It is unassigned and not sent.
Concentration alone does not establish probability of loss or a prudential limit.
Start from distinct loan exposures counted once. For each dimension separately, sum exposure by sector, district or counterparty; divide each group amount by the same complete portfolio total, then sum its squared fractional shares. Report three separate 0–1 HHIs, not one index across mixed dimensions.
Categories must be mutually exclusive and cover the stated frame. Do not mix values, quantities, plots or hectares, or treat an HHI competition threshold as an institutional policy. Loans, classifications and amounts are fictional. The same exposure is classified in three separate views; it is not tripled. Missing exposure or classification withholds whole-portfolio concentration; no policy threshold or credit action is inferred.
Other required records: Exposure value; sector; geography; counterparty; portfolio total; period.
United States Department of Justice · Herfindahl Hirschman IndexGovernment publication · Definition and four-firm worked example
The screen uses fractional shares on a 0–1 scale, equivalent to the published percentage-share score divided by 10000. Local exposure categories and policy thresholds are not verified by this source.
Identify financing cases past their recorded response date.
What the selected record shows. Open days past due: 29 days. Follow up overdue case.
Next step. Follow up overdue case; confirm the missing condition evidence. Prepare evidence request in the prototype creates a visible, downloadable draft. It is unassigned and not sent.
A late case does not establish default, severity or a collection authority.
Open age = assessment date − received date. Days past due = max(0, assessment date − recorded due date) for open cases. Show documented critical conditions separately.
Example due dates are not legal service standards. Do not alter statutory deadlines by silently subtracting pauses, or infer severity from age alone.
Other required records: Loan; installment due date; outstanding amount; dispute; payment history; policy.
Find missing collateral, valuation and legal references.
What the selected record shows. The required evidence is incomplete for this collateral review case. The items below identify what must be obtained or reconciled.
The prototype does not value collateral or establish an enforceable security right.
Other required records: Asset; valuation date; rights documents; encumbrances; hazards; review conditions.
Find missing prerequisites before an authorised disbursement referral.
What the selected record shows. The required evidence is incomplete for this disbursement conditions case. The items below identify what must be obtained or reconciled.
A completed checklist does not release funds or grant approval.
Other required records: Facility terms; conditions precedent; documents; approvals; borrower consent.
Compare financed outcome observations across the supplied groups and periods.
Verified published formula · Difference-in-differences arithmetic
What the selected record shows. Treatment change: 17; comparison change: 7; difference in changes: 10 percentage points. This comparison alone does not establish causation or benefit.
A difference in changes does not establish an attributable financed impact.
(Treatment after−before) − (comparison after−before), using the same outcome definition and periods.
The arithmetic alone does not establish causation. Design, parallel trends, confounding, attrition, uncertainty and adverse effects need appropriate evidence. This named fictional indicator illustrates the calculation. Design evidence, adverse effects and attribution remain separate; a difference in changes does not establish causation.
Other required records: Baseline; financed activity; follow-up; verification; attribution; uncertainty.
World Bank · Impact Evaluation in Practice Second EditionInstitution publication · Chapter 7, table 7.2, printed page 140, PDF page 170
The formula is verified. Causal interpretation still requires a defensible study design, comparison and assumptions.
Track applications through documented financing-review stages.
What the selected record shows. Verified completion share: 53.333 %.
Next step. Check the original cases that have not reached a verified outcome. Prepare progress follow-up in the prototype creates a visible, downloadable draft. It is unassigned and not sent.
A completed stage does not establish a loan approval or disbursement.
100 × verified completed members / original unique cohort. Keep unknown follow-up separate; stages are nested, not independent populations.
Attendance, receipt, adoption, delivered service and outcomes are distinct stages. Repeated visits must not become new people. The original cohort and nested review/completion stages must match; an uncompleted record is not automatically overdue. Unknown follow-up is a subset, not an extra stage.
Other required records: Application; stage timestamps; evidence requests; responsible reviewer; deadlines.
Find missing evidence against the cited guarantee-scheme criteria.
What the selected record shows. The required evidence is incomplete for this guarantee programmes case. The items below identify what must be obtained or reconciled.
The prototype does not issue a guarantee or establish final eligibility.
Other required records: Scheme version; applicant; qualifying use; evidence; coverage conditions; authority.
Find applicants without confirmed access to the stated financing service.
What the selected record shows. 30 applicants are known to be uncovered; 5 have unknown coverage. 65% are confirmed covered.
Next step. Check the records behind the uncovered and unknown groups. Prepare coverage follow-up in the prototype creates a visible, downloadable draft. It is unassigned and not sent.
Coverage does not establish suitability, affordability or a credit entitlement.
100 × distinct covered eligible units / eligible frame. Known uncovered = frame − covered − unknown.
Count each eligible unit once for the selected service and period. Received messages, attendance, adoption and outcomes are separate measures.
Other required records: Eligible demand; applications; offers; uptake; consented attributes; geography.
Review chronological funding and disbursement cash events for temporary gaps.
What the selected record shows. Lowest projected cash: -10000000.00 LKR; shortfall: 10000000.00 LKR; closing cash: 9000000.00 LKR. The chronological events explain the difference.
Next step. Review funding and payment timing before committing. Prepare balance review in the prototype creates a visible, downloadable draft. It is unassigned and not sent.
A closing surplus does not establish that every commitment can be met when due.
Order the supplied dated receipts and payments. Start with the stated opening cash; add each receipt and subtract each payment once. Minimum cash is the lowest chronological balance, including opening cash. Shortfall = max(0, −minimum cash). Closing cash is opening + receipts − payments.
These are dated fictional cash assumptions, not actual bank balances or a credit recommendation. A positive closing balance can conceal an earlier shortage. Same-day receipt/payment ordering needs evidence.
Other required records: Opening liquidity; inflows; commitments; disbursement dates; restrictions; stress case.
Compare financing alternatives using terms, cash timing and investment constraints.
What the selected record shows. There is not enough information to choose this option. Obtain the records and evidence about conditions listed below. The supplied budget less cost is 300,000 LKR.
Next step. Obtain the missing records before choosing. Prepare evidence request in the prototype creates a visible, downloadable draft. It is unassigned and not sent.
A budget balance does not establish affordable or suitable finance.
Compare each alternative's stated benefit, adverse effects, domain evidence and mandatory constraints. Where cost and budget are supplied, budget balance = budget − option cost. A budget balance alone does not determine domain feasibility or select an option.
Other required records: Adaptation options; costs; cash benefits; risk changes; terms; evidence.
Check rights, purpose, sensitivity and audience before a client-data referral.
What the selected record shows. The required evidence is incomplete for this financial privacy case. The items below identify what must be obtained or reconciled.
A completed checklist does not authorise disclosure of private financial information.
Other required records: Purpose; lawful basis; consent; classification; recipient; access scope; expiry.
Check which existing source fields can supply the decision inputs.
Existing form reference: 6db8e3996852c92b
Existing form reference: 1733ee0c541f66f6
Existing form reference: b3d77003d1866be4
Existing form reference: 1084af35eff25970
Existing form reference: e6af681e07c8efdc
Your institution has its own document and image library. Use the same library for reports, photos and other evidence.
Open this screen for Banks and Finance InstitutionsSee the presentation example
Files added in the prototype stay in this browser. Public sharing is an access preview. Existing public reference links already work online.
Data structure keeps the existing source tree, records, charts and map. Manage structure adds a place to propose changes to definitions.
An entity type means a kind of thing or event, such as a reservoir or an inspection. Drafts stay in this browser. A demo approval does not change real definitions, data, chart links or sharing rights.
User management shows example profiles for each institution. People and Roles and access let you review the proposed account screens.
These are interface previews only. They create no account, send no email and change no access. Use example details in the preview. Institution verification does not grant a real permission.
We currently use public data and published reports where available. Please confirm whether your institution can provide data directly, so we can avoid retyping or reading figures from PDFs.
Do not enter passwords, access keys or private account details.
Use the Download answers button at the top of this page. Share the downloaded file or printed copy through your agreed review channel. Nothing is sent automatically.